News and Hot Topics

For a century we’ve treated government and bank IOUs as “safe.” But when total debt > GDP by ~300% globally  and purchasing power has been bled for decades  (the dollar has lost the vast majority of its value since the early 1900s), safety isn’t in paper promises it’s in things you can use, own, and sell  without asking a central bank’s permission . The core problem Debt compounding + economic growth.  When debt stacks outruns GDP, the system leans on: Higher taxes/fees (blee

What just happened (and why it matters) Record AML fine:  In October 2025, Canada’s anti–money laundering watchdog FINTRAC  hit Xeltox Enterprises Ltd. (operating as “Cryptomus”)  with a record C$176.9–$177 million  penalty. FINTRAC said the firm failed to file 1,000+ suspicious transaction reports  despite red flags tied to child sexual abuse material, ransomware, sanctions evasion , and more. This wasn’t a clerical miss; it was systemic non-compliance at scale. FINTRAC+1 Il

Short version:  Bitcoin is digital cash that no single company or government controls. It lets people send value to each other online, worldwide without asking a bank to move it. The “blockchain” is just the public notebook that keeps score so everyone agrees who owns what. The idea (from the 9-page white paper) In 2008, an author using the name Satoshi Nakamoto  proposed “ peer-to-peer electronic cash .”The goals were simple: Send money directly  from one person to another

The Fort McMurray wildfire hit in May 2016 , forcing ~88,000  people to flee and becoming Canada’s costliest insured disaster at about C$3.6–3.8 billion  in insured losses. Wikipedia+2Global News+2 What people needed:  cash right away  for fuel, food, diapers, temporary rooms without forms, lineups, or waiting days for a card. What actually happened Aid arrived but took work to access.  Charities stood up programs fast, but distribution still meant calls, cards, and pickup

Stablecoins are the way to stable finance for families, businesses and banks.