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News and Hot Topics


Unlocking Alberta’s Wealth Through Tokenization: A New Path to Liquidity and Social Impact
Unlocking Alberta’s Wealth Through Tokenization: A New Path to Liquidity and Social Impact. Alberta’s natural resource base, especially its oil sands, ranks among the largest in the world. These reserves have powered Alberta’s economy for decades and created deep revenue streams through royalties, investment, and production value. What if a portion of that value could be unlocked today, not by selling off assets, but by converting future cash flows into highly liquid, regula
Chad Johnston
4 min read


A Two-Tier Financial System for Canada: Separating Debt Money from Asset-Backed Wealth
Canada stands at an inflection point. Globally, sovereign debt levels are elevated, fiat currencies are under long-term inflationary pressure, and digital settlement infrastructure is accelerating. At the same time, stablecoins, tokenized deposits, and real-world asset (RWA) platforms are reshaping how value moves. In the United States, political figures including Donald Trump have publicly supported the expansion of dollar-backed stablecoins as part of broader financial mode
Chad Johnston
4 min read


Governments Don’t Fail Because of Bad Intent, They Fail Because Their Financial Infrastructure Is Outdated
When a government program underperforms, the debate usually goes straight to politics: Who approved it? Who mismanaged it? Who benefited? Who should be blamed? But that framing misses the deeper issue. Most public spending failures aren’t the result of bad actors. They’re the result of bad systems . Canada is trying to run 21st-century economic programs on 20th-century financial plumbing. Budgets are approved in spreadsheets, contracts are managed in PDFs, funds are released
Chad Johnston
4 min read


Can AI, Compute Economies, and Digital Currency Solve the Debt-to-GDP Crisis?
A Hypothesis on Post-Professional Economies, AI-Driven GDP Growth, and the End of Scarcity-Based Finance The global economy is facing a structural problem: Debt is compounding faster than productivity. Public and private debt relative to GDP has reached historically extreme levels across most developed economies. In Canada, total debt (government + household + corporate) now exceeds 400% of GDP . In the U.S., total debt is over 350% of GDP . Similar ratios exist across Eur
Chad Johnston
5 min read


The Market Opportunity: Where RWAs Actually Live
The real opportunity is not in tokenizing collectibles or novelty assets. It is in tokenizing existing financial flows : 1. Deposits & Treasury Management Tokenized deposits allow banks and enterprises to move large balances instantly between accounts, counterparties, and systems without waiting days for settlement. This unlocks: Real-time treasury operations Cross-entity liquidity management On-chain settlement between institutions Reduced reconciliation costs 2. Lending,
Chad Johnston
2 min read
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