News and Hot Topics

The Shift Has Begun: Why Canadians Need Creative and Stable Finance

A New Direction from the Bank of Canada The Bank of Canada has made it clear: our financial system is entering a new era. Interest rate volatility, inflation, and the coming wave of digital payment reforms are reshaping how Canadians interact with money. While central banks explore CBDCs and “programmable” money, everyday Canadians are being left behind facing tighter credit, slower payments, and rising costs. Why Canadians Need Creative Finance Traditional banking is buil

2 min read

Big-Bank Profits vs. Your Wallet (and why a member-owned DAO is different)

Canada’s biggest banks just made billions in three months again. If they can “beat expectations” while families and small businesses struggle, maybe the system is working exactly as designed… just not for you. The simple scoreboard (last quarter) RBC: $5.4B profit TD: $3.3B profit Scotiabank: $2.5B profit BMO: $2.3B profit CIBC: $2.1B profit National Bank: $1.1B profit What that really means (plain English) They kept less “rainy-day” money aside: Banks set aside a cus

2 min read

Plug Into the Future: How Blockchain Is Powering Global Solar—and What It Means for Canada’s Renewable Revolution

Imagine owning a slice of a solar farm in Zimbabwe, Spain, or Slovenia even without a rooftop. From fractionalized cell-sales in Africa to tokenized energy in Europe, blockchain is tearing down the barriers to finance utility-scale renewables. Here’s how four pioneering projects are lighting the way and why Canadian clean-energy developers can’t afford to sit on the sidelines. 1. Sun Exchange & Nhimbe Fresh (Zimbabwe) Model: Investors worldwide bought individual solar cells

2 min read